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Showing posts with label insurance. Show all posts

Car Insurance Premium Rates : All Risk & Total Lost Only (TLO)

Wednesday, May 25, 2016


INSURANCE CAR
Car Insurance Premium Rates - In general , every insurance company offers two types of protection as the Comprehensive ( All Risk ) and Total Lost Only ( TLO ) . Comprehensive ( All Risk ) is a compensation by the insurance company over the loss of some or all of the car due to falling objects , fire , malicious acts , theft , robbery, collision , collision or other traffic accidents . Meanwhile , Total Lost Only ( TLO ) is the indemnity companies will only be granted if the car is totally destroyed or above 75 % .

However , there are things that distinguish one insurance company's products by other companies .
What ? That issue premiums offered by the respective companies . To be clear , the following differences.

Car Insurance Premium Rates
Non Truck
All Risk
TLO
$0 – $10000
3,00%
0,80%
$10000 – $15000
2,50%
0,80%
$15000 – $30000
2,00%
0,80%
$30000 – $50000
1,75%
0,80%
$50000 – $80000
1,50%
0,80%
>$80000
1,50%
0,80%
Truck
2,50%
0,90%

Extended warranties
Extended warrantie
Risk
Premium
All Risk
TLO
Tsunami and earthquake
0,15
0,05
flood
0,35
0,13
riots
0,35
0,13
Terorime and sabotage
0,15
0,05

calculation
For example , you have a car with Etios brand VALCO with an estimated price of USD 13,550.00 .
You will insure the car by selecting the All Risk protection from ACA and the additional expansion of
collateral floods , riots , and sabotage. 
Meanwhile , the amount of premium you will pay are as follows :

Valco Etios car prices = USD 13,550.00
pure premium : 13,550 x 2,50% = 338.75
 
expansion :
flooding :                               13,550 x 0,35% = 47,425
riot :                                       13,550 x 0,35% = 47,425
sabotage :                              13,550 x 0,15% = 20,325
                                              -----------------------------------------+
premiums are paid annually                            $115,175
 
 
Good Luck
 
 

Top 40 Insurers: Annuities 2015

Annuities
Top 40 Insurers: Annuities
NAIC #INSURANCE COMPANYRANKWRITTEN
PREMIUM
% OF MARKET
Total Top 40 Annuity Premium18,002,507,95986.31%
All Other Annuity Premium2,854,653,35613.69%
Total Annuity Premium20,857,161,315100.00%
65056Jackson National Life Insurance Company11,370,914,6066.57%
79227Pruco Life Insurance Company21,148,961,3305.51%
61271Principal Life Insurance Company31,134,138,6565.44%
65838John Hancock Life Insurance Company (U.S.A.)41,092,074,8335.24%
65676Lincoln National Life Insurance Company, The5943,801,8474.53%
68241Prudential Insurance Company of America, The6904,861,1394.34%
60488American General Life Insurance Company7857,748,4804.11%
61050Metlife Investors USA Insurance Company8764,885,3183.67%
86509ING Life Insurance and Annuity Company9741,178,8633.55%
90611Allianz Life Insurance Company of North America10673,445,5513.23%
62944AXA Equitable Life Insurance Company11625,286,8743.00%
88072Hartford Life Insurance Company12610,880,8462.93%
86231Transamerica Life Insurance Company13490,283,6152.35%
65935Massachusetts Mutual Life Insurance Company14450,064,5932.16%
91596New York Life Insurance and Annuity Corporation15438,974,9382.10%
66869Nationwide Life Insurance Company16432,191,2242.07%
61689Aviva Life and Annuity Company17376,849,4681.81%
67466Pacific Life Insurance Company18373,397,1211.79%
69345Teachers Insurance and Annuity Association of America19334,626,8091.60%
70238Variable Annuity Life Insurance Company, The20325,212,6951.56%
College Retirement Equities Fund21323,995,0671.55%
65978Metropolitan Life Insurance Company22319,291,3441.53%
68675Security Benefit Life Insurance Company23299,996,3671.44%
65005Riversource Life Insurance Company24269,668,2251.29%
68322Great-West Life & Annuity Insurance Company25249,533,0571.20%
92738American Equity Investment Life Insurance Company26242,881,6651.16%
60895American United Life Insurance Company27215,257,7821.03%
68136Protective Life Insurance Company28196,520,7500.94%
69663USAA Life Insurance Company29194,315,2870.93%
65528Life Insurance Company of the Southwest30186,805,3750.90%
93696Fidelity Investments Life Insurance Company31186,271,8350.89%
69019Standard Insurance Company32168,462,3210.81%
67172Ohio National Life Insurance Company33163,175,768.78%
63274Fidelity & Guaranty Life Insurance Company34154,992,7410.74%
56014Thrivent Financial for Lutherans35141,012,3160.68%
70688Transamerica Financial Life Insurance Company36134,563,8130.65%
66915New York Life Insurance Company37128,503,5970.62%
63312Great American Life Insurance Company38113,725,0380.55%
80942ING USA Annuity And Life Insurance Company39113,254,5370.54%
66044Midland National Life Insurance Company40110,502,2680.53%

  1. Top 40 Insurers: Title
  2. Top 40 Insurers: Premium Finance
  3. Top 40 Insurers: Life
  4. Top 40 Insurers: Health Maintenance Organization
  5. Top 40 Insurers: Accident and Health
  6. Top 40 Insurers: Workers' Compensation
  7. Top 40 Insurers: Private Passenger Auto
  8. Top 40 Insurers: Homeowners


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Top 40 Insurers: Title 2015

Title Insurance
Top 40 Insurers: Title
NAIC #INSURANCE COMPANYRANKWRITTEN
PREMIUM
% OF MARKET
Total Top Title Premium1,431,228,819100%
50814First American Title Insurance Company1308,342,97621.54%
50121Stewart Title Guaranty Company2261,066,88318.24%
51586Fidelity National Title Insurance Company3211,168,18614.75%
50229Chicago Title Insurance Company4186,402,47813.02%
50520Old Republic National Title Insurance Company         5100,754,6787.04%
50016Title Resources Guaranty Company687,416,2056.11%
50598Alamo Title Insurance758,232,3134.07%
50083Commonwealth Land Title Insurance Company840,689,5212.84%
12309Alliant National Title Insurance Company, Inc.936,553,4722.55%
51152Wfg National Title Insurance Company1032,960,1732.30%
51020National Title Insurance Of New York, Inc.1130,763,9692.15%
50377National Investors Title Insurance Company1225,451,7171.78%
50050Westcor Land Title Insurance Company1319,035,2971.33%
50130North American Title Insurance Company1414,895,3211.04%
14240First National Title Insurance Company159,680,4180.68%
50026Premier Land Title Insurance Company165,680,1200.40%
12591Sierra Title Insurance Guaranty Company172,100,6980.15%
50792Southern Title Insurance Corporation1834,3940.00%

    Top 40 Insurers: Premium Finance 2015

    Premium Finance
    Top 40 Insurers: Premium Finance
    PREMIUM FINANCE COMPANYRANKWRITTEN
    PREMIUM
    % OF MARKET
    Total Top 40 Premium Finance Companies2,435,182,40893.22%
    All Other Premium Finance Companies177,112,328
    Total Premium Financed2,612,294,736
    IPFS dba Premium Financing Specialists Corp.1608,019,76023.28%
    First Insurance Funding Corp.2317,477,70512.15%
    Aon Premium Finance LLC3229,570,9528.79%
    Premium Assignment Corporation4173,065,9136.63%
    AFCO Premium Credit LLC5168,570,3466.45%
    Talbot Premium Financing, LLC6151,823,7715.81%
    Prime Rate Premium Finance Corporation, Inc.780,615,6073.09%
    AFCO Credit Corporation873,442,5752.81%
    AFS/IBEX Financial Services, Inc.965,926,4462.52%
    Camden Premium Finance, LLC1056,697,3612.17%
    Meridian Credit Services, Inc.1156,199,8072.15%
    Capital Premium Financing, Inc.1254,778,0682.10%
    CAA Premium Finance Company, L.L.C.1353,141,9902.03%
    Inserve, Inc.1429,424,1731.13%
    Premium Funding Associates, Inc.1525,911,3300.99%
    Banner Premium Finance, Inc.1624,993,4430.96%
    Impact Finance Corporation1724,130,2360.92%
    Insurors Group, L.L.C.1823,866,6290.91%
    Wellington Premium Finance, Inc.1921,543,7410.82%
    The Brand Baking Company2019,211,1120.74%
    Ideal Premium Finance, Inc.2116,352,5010.63%
    Goto Premium Finance.Com, LLC2214,846,4600.57%
    Western Commerce Bank2314,001,1700.54%
    Pronote, Inc.2411,731,4380.45%
    Affirmative Premium Finance, Inc.2510,835,7410.41%
    Associated Acceptance, Inc.269,374,3930.36%
    General Agents Acceptance Corporation279,274,3250.36%
    CAC Acceptance Corporation289,049,7240.35%
    Insurance Credit Corp.298,309,4660.32%
    Texas Farm Bureau Premium Finance Company307,827,3630.30%
    SBRJ WM, LTD.317,717,3960.30%
    Combined Group Insurance Services, Inc.327,429,7030.28%
    Premium Convenience Services, Inc.337,398,0050.28%
    Rust-Ewing Financial Services, Inc.346,492,9210.25%
    Insurance Finance Corporation356,489,0390.25%
    Houston Premium Finance Corporation366,267,9470.24%
    Custom Premium Finance, L.L.C.376,058,7710.23%
    PIN Finance, LLC385,994,1090.23%
    Dallas National Insurance Company395,748,5590.22%
    Heritage Premium Assignment Company405,572,4120.21%

    1. Top 40 Insurers: Title
    2. Top 40 Insurers: Annuities
    3. Top 40 Insurers: Life
    4. Top 40 Insurers: Health Maintenance Organization
    5. Top 40 Insurers: Accident and Health
    6. Top 40 Insurers: Workers' Compensation
    7. Top 40 Insurers: Private Passenger Auto
    8. Top 40 Insurers: Homeowners
     

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